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i dont have a bank account to create a payoneer account

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hi
i'm from iraq, since paypal blocked my country from linking iraqian credit cards to paypal i want to own a card that links with paypal. :|
this is why i want to create a payoneer credit card, when i want to sign up it asks me to add my bank account , does it mean that i should go and open a bank account in iraq and add it to payoneer? or i should open a bank account from usa?
if i want to open a USA bank account how can i do it cause i'm from iraq? can i do it online?
please help
sorry about my grammarian mistakes :neutral:

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